Terms and Conditions of Use – PF Balance App and Website
Welcome to PF Balance App (hereinafter referred to as “We,” “Us,” or “Our”), the app is owned by MWCI. We provide services through Our mobile application (“App”) and website (“Site”). By downloading, accessing, or using the App or Site, You agree to comply with and be bound by the following terms and conditions (“Terms”). These Terms govern Your use of the App and Site, and by using them, You acknowledge that You have read, understood, and agree to abide by these Terms. If You do not agree with these Terms, You should not use or access the App or Site.
Description of Services
The App and Site are designed for user convenience. We do not store or manage any sensitive account data on Our servers; all the data is displayed based on the information provided by the user and stored locally on the user’s device.
User Responsibilities
By using the App or Site, You agree to:
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Provide accurate and complete information when using the services.
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Ensure the security of any personal data stored on Your device or submitted through the Site by utilizing security features like PINs, passwords, or biometric authentication.
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Use the App or Site only for lawful purposes and in accordance with applicable laws and regulations.
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Avoid using the App or Site for any unauthorized, harmful, or malicious activity.
Use of the App and Website
You agree and undertake that when using the App or Site, You will not:
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Defame, abuse, harass, or violate the legal rights of others.
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Post or upload any inappropriate, defamatory, obscene, or unlawful material.
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Engage in fraudulent activities, pyramid schemes, or chain letters.
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Use any automated means, such as bots or spiders, to access or manipulate the App or Site or its services.
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Reverse engineer, modify, or distribute any portion of the App or Site without prior authorization.
Spamming and Illegal Activities
You agree not to use the App or Site for illegal purposes or to transmit unlawful, defamatory, or harmful material. Transmission of unsolicited mass communications through the App or Site is strictly prohibited.
Account Security
We do not access or manage Your login details. You are responsible for the security of Your device and data. In case of unauthorized access, it is Your responsibility to take immediate action.
Data Privacy and Security
Personal information You provide through the service is governed by Our Privacy Policy. Your election to use the service indicates Your acceptance of the terms of Our Privacy Policy. You are responsible for maintaining the confidentiality of Your username, password, and other sensitive information. You are responsible for all activities that occur in Your user account.
Intellectual Property
All content, software, and design elements on the App and Site are owned by or licensed to Us and Our parent company. Unauthorized use, reproduction, or distribution of content is prohibited.
License to Use
We grant You a limited, non-exclusive, non-transferable, and revocable license to use the App and Site for their intended purposes. This license does not permit reselling, sublicensing, or using the services for third parties.
Disclaimer of Warranties
You expressly understand and agree that the use of the services is at Your sole risk. The services are provided on an “as-is” and “as-available” basis. We expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose. We make no warranty that the services will be uninterrupted, timely, secure, or error-free. Use of any material downloaded or obtained through the use of the services shall be at Your own discretion and risk, and You will be solely responsible for any damage to Your computer system, mobile, telephone, wireless device, or data that results from the use of the services or the download of any such material. No advice or information, whether written or oral, obtained by You from Us, Our employees, or Our representatives shall create any warranty not expressly stated in the Terms.
Limitation of Liability
We are not liable for any damages, including loss of data, unauthorized access, or any direct, indirect, incidental, or consequential damages resulting from Your use of the App or Site.
Third-Party Links and Services
The App and Site may include links to third-party websites or services. We are not responsible for the content or functionality of third-party sites. Your use of third-party services is governed by their respective terms.
Termination
We reserve the right to terminate or suspend Your access to the App and Site at any time, with or without notice, for any violations of these Terms.
Modifications to the Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of the App or Site signifies Your acceptance of any modifications.
Governing Law and Jurisdiction
These Terms are governed by the laws of India. You agree to submit to the exclusive jurisdiction of the courts of India for resolving disputes arising from these Terms or Your use of the App or Site.
Severability
If any of these Terms should be determined to be illegal, invalid, or otherwise unenforceable by reason of the laws of any state in which these Terms are intended to be effective, then to the extent and within the jurisdiction in which that term is illegal, invalid, or unenforceable, it shall be severed and deleted, and the remaining Terms shall survive, remain in full force and effect, and continue to be binding and enforceable.
Contact Information
If You have any questions regarding this Agreement, please contact Us at: info@mwci.in
